AURIX
Gold-linked money for people & companies
Measured trust.
Real digital money.
Wallets, payments, partner gold delivery, and employer benefits — practice today. Live custody stays gated until certification.
- Practice wallets live
- Partner corridors building
- Payroll apply open
- Custody gated honestly
Everything that moves value — in one place
Hover a capability to preview it. Practice rails today; live metal grants and vault claims stay off until certified.
Multi-wallet
Gold, silver, and cash pockets with practice pay, send, and trade — one account for personal and business.
- Personal · Business · Family contexts
- Practice balances — no live vault claims
- Instant product feel before certification
Multi-wallet
€12,480
Gold
4.2 g
Silver
86 g
Cash
€820
One platform. Four ways in.
Tap a path to preview the surface — customers, businesses, partners, or capital.
Customers
A modern multi-wallet for people: gold, silver, and cash pockets with practice pay, send, and trade.
- Personal · Business · Kids wallets in one account
- Practice payments and swaps today
- Live custody stays gated until certification
Multi-wallet
€12,480
Gold
4.2 g
Silver
86 g
Cash
€820
Live Markets
Illustrative pricing — not real-time market data
Value, stability, and usability rarely meet.
01
Fiat inflation
Savings stay accessible — but purchasing power erodes. Everyday money is not designed as lasting value.
02
Crypto volatility
Speed without the stability most people and businesses need for real commercial use.
03
The ownership gap
Many platforms sell digital access without clear underlying assets. Users hold promises, not metal.
“There is no system that combines real value, stability, and global usability.”
Gold-linked digital money — orchestrated, not custodied by AURIX.
Partner reserves
Designed so digital units map to physical gold and silver held by licensed custodians — not AURIX. Live vault allocation is in certification and not enabled yet.
Governance layer
Anomaly detection and scoring for continuous verification when partner reserve feeds go live. Irreversible actions stay human-approved.
Everyday utility
Practice payments, transfers, payroll benefits, and partner fulfillment today. Live rails activate only with certified partners.
Partner reserves + payment network + governance = AURIX
Gold-linked units, down to the point.
Pointcoin is AURIX's atomic unit standard (BPC): 0.0001g of gold or silver per unit when custody partners are live. Until then, the app uses practice balances — no claim that metal is vaulted or redeemable today.
- ✓Designed for allocated ownership via licensed partners — not AURIX custody
- ✓Practice payments, transfers, and savings in the web and mobile apps
- ✓Proof-of-reserve roadmap — issued supply must never exceed vaulted metal when live
0.0001g
Designed smallest unit — one Pointcoin for micro-ownership when live
1:1
Target rule: issued units never exceed partner-vaulted metal (gated)
Practice
Web & mobile practice balances today — live reserves coming soon
The all-in-one asset platform
Unified Multi-Wallet
- ✓Real-time view of gold, silver, fiat, and crypto assets
- ✓Seamless asset switching and instant liquidity
- ✓Integrated market data for informed decision making
Physical Asset Trading
- ✓Buy, sell, and store real gold instantly via mobile
- ✓Direct allocation to physical bars in audited vaults
- ✓Zero-friction entry into precious metal markets
Global Payments
- ✓NFC, QR, and P2P payments for daily retail use
- ✓Sharia-compliant gold-backed credit lines
- ✓"Save Now Buy Later" innovative financial tools
The two-layer architecture
01 Reserve Layer
- Physical gold/silver stored in globally audited, secure vaults.
- Zero-Knowledge Proof (ZKP) verification for asset allocation.
- AI-driven anomaly detection for real-time reserve monitoring.
- Cryptographic link between physical bars and digital units.
02 Payment Layer
- High-performance wallet-based settlement for instant clearing.
- Real-time reconciliation with the underlying Reserve Layer.
- Seamless integration with NFC, QR, and P2P payment rails.
- Scalable architecture designed for global retail transaction volume.
System integrity — real-time reconciliation ensures 1:1 backing at all times.
Intersection of four giants
$2T+
Global payments market, ripe for stable, asset-backed disruption
$13T+
Global gold market, now accessible via digital liquidity
$4T+
Ethical finance sector seeking Sharia-compliant products
$1T+
Real-World Asset (RWA) tokenization and digital ownership
Diversified revenue streams
AURIX is an infrastructure layer — not a custodian. We do not store assets; we connect users to physical reserves via secure APIs.
Transactions
Fees on instant payments, global transfers, and P2P settlements.
Asset Spread
Competitive spread on the buy/sell of physical gold and silver.
Vault Partners
Commissions from global vaulting and custody partners.
Ethical Lending
Sharia-compliant service fees on gold-backed credit lines.
Subscriptions
Tiered premium features for high-volume retail and institutional users.
B2B Licensing
API licensing for banks and fintechs to offer asset-backed services.
Competitive landscape
The current market
- DeFi for real assets with complex, non-liquid structures.
- Fractional ownership platforms for investment only.
- Stablecoins backed by debt or algorithmic promises.
The AURIX standard
- Physical Reality: backed by real gold/silver, not just code.
- Daily Utility: designed for instant retail transactions.
- AI Verification: real-time audits via AI and physics.
News & market perspective
Why gold is reclaiming its role as a monetary anchor
Central bank gold buying has hit multi-decade highs as institutions hedge against currency debasement — here's what it means for everyday savers.
The regulatory path for asset-backed digital money
How compliant, fully-allocated gold-backed tokens differ from algorithmic and fiat-collateralized stablecoins under emerging frameworks.
Inside AURIX's continuous proof-of-reserve
A look at how AI-driven reconciliation keeps issued Pointcoin balances cryptographically tied to vaulted metal, in real time.
Illustrative content — the AURIX blog is coming soon.
Be first when AURIX opens its doors.
Create your account to get early access, founding-member pricing, and updates as we move from architecture to MVP.
